Phillip Mutual Berhad

You are looking to invest but are cautions about the market. Preservation of capital is your top priority. Phillip Master Dana Hafizh is your answer for potential performance and capital protection.

What is Phillip Master Dana Hafizh ?

A fund that participates in the equity market upside potential while providing downside protection of initial investment at maturity. Investment selection will be made in strict accordance to syariah principles as advised by the Islamic Banking and Finance Institute Malaysia.

How Does the Capital Protection Work ?

Our fund managers will study current and future economic factors to determine an optimal asset allocation and investment to achieve the fund’s objectives.
In order to maximise profit and maintain stability, a proportion of the fund will be invested in bonds issued and guaranteed by the Malaysian Government and its agencies. Investment and returns from these securities which, are held until maturity, will provide the CAPITAL PROTECTION. To achieve competitive returns, a maximum of 10% of the fund will be invested in securities and other investment instruments through active investment strategies.

Fund Objective	To allow investors to participate in the potential upside of the equity market based on Syariah principles whilst protecting 100% of their initial capital (less sales charge) and to provide aggregate investment returns higher than Al-Mudharabah General Investment Accounts on the Maturity Date
Asset Allocation	Minimum of 90% of its NAV will be invested in listed and unlisted fixed income securities and debt instruments issued or backed by Malaysian Government, Bank Negara Malaysia and their agencies which conform with Syariah principles, which includes at least 5% of the Fund’s NAV maintained as liquid assets. Up to 10% of the NAV will be invested in Syariah compliant equities and equity-related securities.
Fund Size	Maximum of 100 million units
Selling Price	50 sen (Offer Period)
Sales Charge	3.5% (Offer Period) -10% of Selling Price
Management Fee	1.1% per annum of the Net Asset Value
Trustee Fee	0.07% per annum of the Net Asset Value, subject to a minimum of RM 18,000 per annum
Offer Period	30 + 30 days commencing from the Commencement Date or the period within which 100 million units of the Fund has been sold, whichever period is shorter. No application will be accepted after the offer period. PMB reserves the right not to issue units and to return monies received without interest, not later than 14 business days after the offer period if PMB is of the opinion that it is not in the interest of investors or not commercially viable to proceed with the fund
Initial Investment	Minimum of RM 2000
Subsequent Investment	Any amount during the Offer Period
Repurchase Day	28th day of every month
Fund Maturity Date	5 years
Trustee	BHLB Trustee Berhad

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